BOOST hiring and worker loyalty.

The only mobile app for people‑centric businesses that attracts workers, improves job satisfaction and unlocks financial independence.

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Trusted by leading employment platforms and charities.

Level up your employees’ finances.

Our Pay Stream® technology gives your employees control over their earnings by enabling them to receive, spend and manage their money in real‑time.

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A mockup of the Nine25 App's UI of the Streams screen. Some bubbles and icons float around, with a notification saying "Yeahhhh! Your Rent Bill $250.00 due on 4 Oct has been paid!".

Our Impact

Fill Job Vacancies Faster

Offering Nine25 tells newcomers that you prioritise the financial health of your employees and encourage responsible money management.

Reduce Staff Turnover

Financial stress is one of the primary reasons for employees to leave their job. Nine25 reduces staff turnover by relieving these worries that your employees face daily.

Increase Shift Fill Rates

Nine25 motivates your employees to fulfil their hours because they know that their earnings will be in their pocket and in their control as soon as their shift ends.

rise above your competition

Stand out in a competitive job market.

Mockup of a job ad for a Retail Manager who earns eighty thousand dollars a year in Sydney, Australia. Benefits include real-time salary.

Our benefits say "We pay you every hour as you earn your salary." and "We have embraced future technology to help our people financial independence."

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Partnering for success.

Nine25 integrates with leading HCM, Payroll and Time & Attendance platforms to provide accuracy and change how money moves between employer and employee for the modern workforce.

Bringing charity donation to the future.

Nine25’s world first Donation Streaming capability can make donations in real‑time, on behalf of your employees, by using portions of their streamed income.

Unlock the feel good for your employees.

An illustration of RSPCA and OZHarvest logos floating above some coins.

An illustration of a shield with Zai, AWS and Cuscal logos floating around.

We take security seriously.

Not just for you, for your employees too.

Accuracy through payroll/HCM data integration.
256‑bit TLS data encryption technology.

All you have to do is offer it.

Zero changes to payroll.
No pre‑funding, escrow or capital required.
Improve hiring and worker loyalty.
Self‑service employee onboarding.
Lightning‑fast set up.

FREE

per employee

Illustrations of 3 people in circles laying side by side horizontally.

Instant workforce payments, real‑time pay and more.

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Nine25 App is a financial platform, not a bank. Banking/Payment services and cards issued by Nine25 App’s partner(s). Copyright 2023 Nine25 Pty Ltd ABN 26 644 914 625.

Nine25 Cards issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Inc.

Apple Pay is a trademark of Apple Inc.

The Nine25 Virtual Account and banking/payment arrangement services provided by Zai Australia Pty Ltd. ABN 96 637 632645 AFSL 527370 supported by banking partner Cuscal Limited ABN 95 087 822 455 an Authorised Deposit‑taking Institution (ADI) and Standard Chartered Bank’s international banking services.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs.

We acknowledge the Traditional Custodians of Country throughout Australia and their continuing connection to land, culture and community. We pay our respects to Elders past, present and emerging.