An illustration that shows the Nine25 app's Dashboard with the balance popping out.

A clock floats on the left.

Feature: Pay Stream®

Unfriend your pay cycle.

Pay Stream® makes receiving the money you earn in real‑time a reality.

How Pay Stream® works.

Sign up

Create a Nine25 Account within minutes and get your free Nine25 Card that you can use in‑store or online with Apple Pay.

Link accounts

Link your bank account (the one where your wage or salary is paid) for instant cash‑outs. Then, link your employment software (such as payroll) to verify your earnings and employment details.

Mockup of the Confirm Employment Details screen.

Go premium

Switch your deposits to your Nine25 Account to activate Pay Stream®. Money you earn will then stream to your Nine25 Account each hour instead of landing in your bank account at the end of every Pay Cycle.

A mockup of the Nine25 UI, showing the "Welcome to Nine25 premium" screen.

Livin’ on the Stream

Your Nine25 Account is your digital wallet from which you can spend, manage and invest your money as you earn it. Nine25 makes available your income in real‑time and reconciles what you’ve spent when the ‘Ok Boomer’ Pay Cycle is complete.

Your money,
in your control.

What are you waiting for?

Download App

Nine25 App is a financial platform, not a bank. Banking/Payment services and cards issued by Nine25 App’s partner(s). Copyright 2023 Nine25 Pty Ltd ABN 26 644 914 625.
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Nine25 Cards issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Inc

Apple Pay is a trademark of Apple Inc.

The Nine25 Virtual Account and banking/payment arrangement services provided by Zai Australia Pty Ltd. ABN 96 637 632645 AFSL 527370 supported by banking partner Cuscal Limited ABN 95 087 822 455 an Authorised Deposit‑taking Institution (ADI) and Standard Chartered Bank’s international banking services.

Investment services provided by Cache Investment Management Pty Ltd ACN 624 306 430 AFSL 514 360.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs.

We acknowledge the Traditional Custodians of Country throughout Australia and their continuing connection to land, culture and community. We pay our respects to Elders past, present and emerging.