Our vibe at Nine25.
It all started when we realised the stress spiral weekly, fortnightly, and monthly Pay Cycles spin us all in.
For context, the old‑timey, dusty and musty Pay Cycle is from pre‑computer times when an actual person had to ink up their quill and write out a paycheque for every‑single‑employee. This took some time (somewhere between a week and a month), which meant employees could only be paid when that work was done... rather than when their work was done.
Now it is 2022, quills are out and computers are in.
Yet, we are still waiting up to a month to be paid...
So, here we are doing something about it.
Nine25’s Dream...
is you Livin’ On The Stream.
We believe that financial health is wealth and we want to make it possible for everyone to live a financially independent life.
We want to remind people how to spend their own money again, rather than relying on quick fixes to stretch their wallets (and their stressed heads) until their next ‘payday’.
If you really think about it, Bills decide how and when they should be paid. We believe the individual should have that choice for themselves too. So, we have built the technology to enable it.
With our Pay Stream® technology, it is our dream to give financial independence to the workers of the world.
Our values
Rebel responsibly.
At Nine25, to be responsible is to take control of your money. We believe financial independence is there for the taking — for anyone who wants to achieve it.
Rebel responsibly by being the financially thriving you of your dreams.
Financial independence.
It’s all about small moves towards your BIG goals, daily.
Small moves like, prioritising paying your bills. Not because you love them, but because it’s the financially fit thing to do. Especially for future you, because you’ve got to afford to feed yourself too.
Simplicity.
This one is more of a promise. Like, how our tech will always be streamlined and easily integrated into your lifestyle.
The Nine25 App will simply do all the heavy lifting for you (except at the gym — that’s all you!).
Don’t be a d*ckhead.
Value yourself, your physical, mental and financial health.
Because you make your money, not the other way around.
Founder’s story
In 2012, Leigh dared to solve cash flow timing for small businesses by building a software solution that the world's largest banks now use. Enter 2021, his passion has turned to the world's workers, now fixated on solving the socially critical financial health and wealth creation problem. Financial stress finds its way into every aspect of our lives, driven by the mismatch of pay cycles to bills and expenses. Leigh believes in a world of financial inclusion for all and that, if we earn a dollar, we should have it put to work with intelligent automated software that drives healthier outcomes.
Meet our team
Like a lot of babies born in 2022, we were conceived in lockdown. The Nine25 team work together from all around the world, so we mostly see each other in virtual rooms.
But, sometimes we meet up IRL and it isn’t awkward at all...
Nine25 Cards issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Inc
Apple Pay is a trademark of Apple Inc.
The Nine25 Virtual Account and banking/payment arrangement services provided by Zai Australia Pty Ltd. ABN 96 637 632645 AFSL 527370 supported by banking partner Cuscal Limited ABN 95 087 822 455 an Authorised Deposit‑taking Institution (ADI) and Standard Chartered Bank’s international banking services.
Investment services provided by Cache Investment Management Pty Ltd ACN 624 306 430 AFSL 514 360.
Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs.
