The money app for workers.

The only app to get the money you earn every hour to spend, manage and invest in one place.

Scan this QR code to download the Nine25 app

4.2 on App Store

Scan to Download the Nine25 App

Download App

Stress less about money.

Experience the new era of financial management.

Fast Onboarding

Get an account in just 30 seconds.

Pay Stream®

Get the money you earn every hour.

Payments

Send and receive instantly and cash out anytime.

Free Nine25 Card

Pay your bills and spend with Mastercard®.

Pay Stream® your money every hour.

Get the money you earn every hour before payday to make purchases, pay bills, send to friends, invest and more.

--> How Pay Stream works

Spend without worry.

Take a glance at your Safe Spend and know exactly what you can afford.

--> Calculate your Safe Spend

Tap and pay the Nine25 way.

--> Learn more about Nine25 Card

A hand holding a phone. The Nine25 Card is shown on the phone.

Automate your Bills and smash your goals.

Create Streams for your upcoming Bills or goals and Nine25 will save for them in real‑time.

--> How Bill Streams work

Invest as you earn.

Invest in shares and ETFs to power up your wealth with our automated investing technology. Get started with as small as $1/week with Nine25.

We take security seriously.

We use bank‑grade security and anonymise your data to keep you and your money safe.

An illustration of a shield with Zai, AWS and Cuscal logos floating around.

As seen in

Dare to power up your finances.

Start livin’ on the Stream®

Download App

Nine25 App is a financial platform, not a bank. Banking/Payment services and cards issued by Nine25 App’s partner(s). Copyright 2023 Nine25 Pty Ltd ABN 26 644 914 625.
‍
Nine25 Cards issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Inc

Apple Pay is a trademark of Apple Inc.

The Nine25 Virtual Account and banking/payment arrangement services provided by Zai Australia Pty Ltd. ABN 96 637 632645 AFSL 527370 supported by banking partner Cuscal Limited ABN 95 087 822 455 an Authorised Deposit‑taking Institution (ADI) and Standard Chartered Bank’s international banking services.

Investment services provided by Cache Investment Management Pty Ltd ACN 624 306 430 AFSL 514 360.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs.

We acknowledge the Traditional Custodians of Country throughout Australia and their continuing connection to land, culture and community. We pay our respects to Elders past, present and emerging.